Chartered Financial Planners

Factor investing is an investment strategy that chooses securities on attributes which based on empirical research are associated with...

The proliferation of biases and fallacies masks the truth i.e. that human behaviour is fluid and blurry. The use of labels implies a...

Introduction Investing can seem like a daunting task, especially for those who have never dipped their toes into the financial markets....

Investment losses are not only an emotional problem, but also an objective one, because investors have financial objectives which they...

The third quarter was relatively quiet, with no increases in interest rates in the UK and the U.S., only a couple of increases in Europe...

Charlie Munger once said: Over the long term, it's hard for a stock to earn a much better return than the business which underlies it...

The second quarter continued with increases in interest rates by ECB, FED, and Bank of England. The Bank of England was quite aggressive...

The first quarter continued with increases in interest rates by ECB, FED, and Bank of England. Generally these increases were expected...

Uncertainty, risk and investing for retirement As you are probably aware, there has been a lot of volatility in the last few days...

I am getting this question from a lot of people, clients, prospects, other advisors etc. Forecasting the future is not easy, however,...

245 years ago, Adam Smith wrote “An enquiry into the Nature and Causes of the Wealth of Nations”, in which he put down his economic...

“Starting in day one requires you to experiment patiently, accept failures, plant seeds, protect sapling, and double down when you see...

Every now and again, some prospects or new clients will ask us why we do not recommend “cheap companies” for their portfolios. They may...

Having described in the previous part what we mean by high quality investing and how we could find these companies, I think it is also...

This week’s blog is a follow up on the Ray Dalio interview on Bloomberg, where I have added some of my own thoughts based on the balance...

The Federal Reserve (FED) has avoided in previous recessions to have negative interest rates. But this seems now to change. On 26 March...

With China relaxing the ‘stay at home’ rules, diners and shoppers started to emerge from the month-long closure of public areas to...

Capital allocation is a topic of huge importance, and we believe we need to remain rational (especially now) and use clear thinking for...

Having read the forecast given last night by Goldman Sachs which explains that the U.S.’ Gross Domestic Product (GDP) will contract in...

Stronger portfolio design leads to better outcomes for investors.